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Loans

There are several loan options available to you.

Federal Direct Loans

There are two types of Federal Direct Loans: Subsidized and Unsubsidized. Learn more about Federal Direct Loans »

How to apply for federal direct student loans

  • Go to https://studentloans.gov.
  • You must sign in using your FSA ID and password you used to sign your FAFSA.
  • Select "Complete Loan Counseling (Entrance, Financial Awareness, Exit)"
    • Select Entrance Counseling
    • Click the Start button
  • Select "Complete Loan Agreement (Master Promissory Note)."
    • Select "MPN for Subsidized/Unsubsidized."
    • Click the Start button
  • A new MPN must be completed each academic year.

Parent Loan For Undergraduate Student (PLUS)

Learn more »

How to apply for Federal Direct Parent PLUS Loans

  • Go to https://studentloans.gov.
    • Parent must sign in using their FSA ID and password that was used to sign the FAFSA.
    • Select "Direct Parent PLUS Loan for Undergraduate," this is the application.
  • Complete the "PLUS MPN for Parents."
    • Click the Start button
  • A new MPN must be completed each academic year.

Alternative loans

All students are encouraged to complete a Free Application for Federal Student Aid (FAFSA) to determine if they may be eligible for federal or state grants or loans, which are much more favorable than private loans. Learn more about alternative loans »

Types of financial aid

How to apply for aid

Use our handy checklist »

How to apply for federal direct student loans

  • Go to https://studentloans.gov »
  • You must sign in using your FSA ID and password you used to sign your FAFSA.
  • Select "Complete Entrance Counseling."
  • Select "Complete Loan Agreement (Master Promissory Note)."
  • A new MPN must be completed each academic year.
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