Student Loan Process
Several loan options are available to you. Keep in mind that whatever amount you borrow must be paid back with interest. While loans can be a good investment in your future, taking out a federal student loan is a serious obligation. Remember, these are loans and they need to be repaid.
Federal Direct Loans
There are two types of Federal Direct Loans: Subsidized and Unsubsidized. Learn more about Federal Direct Loans »
How to apply for federal direct student loans
- Go to studentaid.gov.
- You must sign in using your FSA ID and password you used to sign your FAFSA.
- Click the "In School" tab.
- Select "Complete Entrance Counseling."
- Select "Complete Master Promissory Note," then select "I am an undergraduate student."
- A new MPN must be completed each academic year.
Parent Loan For Undergraduate Student (PLUS)
How to apply for Federal Direct Parent PLUS Loans
- Complete the Direct PLUS Request Process
- Complete the Master Promissory Note (MPN). To complete the MPN:
- Visit: studentaid.gov.
- Sign in using your FSA ID and password you used to sign your FAFSA.
- Select "Complete Aid Process."
- Select "Complete Master Promissory Note," then select "Parent PLUS."
- A new MPN must be completed each academic year.
All students are encouraged to complete a Free Application for Federal Student Aid (FAFSA) to determine if he/she may be eligible for federal or state grants or loans, which are much more favorable than private loans. Learn more »
Alternative Loans
All students are encouraged to complete a Free Application for Federal Student Aid (FAFSA) to determine if he/she may be eligible for federal or state grants or loans, which are much more favorable than private loans. Learn more about alternative loans »
