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Student Loan Process

Several loan options are available to you. Keep in mind that whatever amount you borrow must be paid back with interest. While loans can be a good investment in your future, taking out a federal student loan is a serious obligation. Remember, these are loans and they need to be repaid.

Federal Direct Loans

There are two types of Federal Direct Loans: Subsidized and Unsubsidized. Learn more about Federal Direct Loans »

How to apply for federal direct student loans

  • Go to https://studentloans.gov.
  • You must sign in using your FSA ID and password you used to sign your FAFSA.
  • Select "Complete Entrance Counseling."
  • Select "Complete Master Promissory Note," then select "Subsidized/Unsubsidized."
  • A new MPN must be completed each academic year.

Parent Loan For Undergraduate Student (PLUS)

How to apply for Federal Direct Parent PLUS Loans

  • Complete the Direct PLUS Request Process
  • Complete the Master Promissory Note (MPN). To complete the MPN:
    1. Visit: https://studentloans.gov.
    2. Sign in using your FSA ID and password you used to sign your FAFSA.
    3. Select "Complete Master Promissory Note," then select "Parent PLUS."
  • A new MPN must be completed each academic year.

All students are encouraged to complete a Free Application for Federal Student Aid (FAFSA) to determine if he/she may be eligible for federal or state grants or loans, which are much more favorable than private loans. Learn more »

Alternative Loans

All students are encouraged to complete a Free Application for Federal Student Aid (FAFSA) to determine if he/she may be eligible for federal or state grants or loans, which are much more favorable than private loans. Learn more about alternative loans »

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