Payment Options

Pay your NMC charges online

Go to NMC Self-Service (link opens new window) and enter your NMC ID and password. From the Student Billing & Refund Menu, you can:

  • View your Account Summary
  • Make an e-check payment directly from your checking or savings account (ACH)
  • Make a payment online using MasterCard, VISA, Discover or American Express
  • Authorize someone else to make a payment on your account
  • Enroll in direct deposit for refunds into the bank account of your choice
    • Note: You'll receive refunds 3-5 days earlier with direct deposit
  • Enroll in a deferred payment plan or Maritime/FSU consortium deferred payment plan.
  • Make a housing or aviation deposit
  • and more....

Students and Authorized Users can make payments here: Northwestern Michigan College Student Account Center.

Payments by cash, check, or money order can be made in person at Student Financial Services (Tanis Building, main level), and checks or money orders can be mailed to Northwestern Michigan College, Student Financial Services, 1701 East Front Street, Traverse City, MI 49686. Credit card payments for tuition, fees, and other charges associated with for-credit courses are only accepted online through NMC Self-Service.

A 2.75% Convenience Fee (minimum fee $3.00) will be added to all payments made by credit card for NMC tuition, fees and other student account charges related to academic courses. Please see the Credit Card Convenience Fee FAQ page for more detailed information.

Credit card, debit card and e-check payments can be made through NMC Self-Service from any location where you can access the internet. This includes dedicated computers in the Student Financial Services Office, where you can get assistance with how to pay online, and additional computers in the Tanis Atrium provided for your Self-Service access.

Need assistance with NMC Self-Service? Download our Guide to Self-Service for Financial Aid and our Guide to Self-Service for Student Accounts.


Enroll in a deferred payment plan on NMC Self-Service and split your total bill into four monthly payments. A $25 non-refundable fee per semester is required. The first payment is due one month before the semester payment due date. If you adjust your schedule after selecting a plan, contact Student Financial Services and we will update your plan.

If you are a Maritime student or an authorized Ferris State University consortium student, you can enroll in this plan to defer your entire NMC bill until the date specified on the plan setup (after FSU financial aid pays.) There is no fee to set up this plan. Remember that you must make payment to NMC with your refund from FSU.


Apply for financial aid and third party payments early to have aid authorized well before payment due date. We must be in receipt of your FAFSA to hold your classes. It can take up to 2 weeks after you complete your FAFSA for NMC to receive it. After you apply, you must follow up by checking your NMC email and Self-Service Financial Aid daily and responding to requests for information. You will be responsible for payment of any balance your aid does not cover. You will not be able to charge books on your account until your aid is in place.

International payments via peerTransfer »

NMC has partnered with peerTransfer to streamline the tuition payment process for international students, allowing students to pay from any country and any bank, pay in their home currency (in most cases) and save a significant amount of money compared to traditional banks. Students can track payments throughout the transfer process and are notified via email when payment is received by NMC.

Learn more »


YOU are responsible for payment of all charges by the applicable due dates. NMC may drop your classes if you owe a balance after due date. However, there are circumstances where, as a courtesy, we will not drop your classes. YOU must drop any classes that you do not plan to attend. Otherwise, you will be responsible for payment of charges incurred and will receive a grade at the end of the semester. All prior semester balances must be paid before registering.


Residents and/or property owners in Grand Traverse County who are at least 62 years of age are eligible for a 20-percent (tuition only) LIFE Discount on NMC courses.

When registering for classes, please indicate if you qualify for the LIFE Discount.

The LIFE Discount is not applicable when using our online registration system.


Contact Student Financial Services »


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