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Payment Options



Payments by cash, check, or money order can be made in person Monday through Thursday, 9 a.m. to 5 p.m., at Student Financial Services (Tanis Building main level, #5 on the Front Street Campus Map). You may also drop off a payment Monday through Friday, 8 a.m. to 5 p.m., at Student Financial Services, by filling out a payment envelope and placing in the drop box located on the wall.

Through The Mail

Checks or money orders can be mailed to Northwestern Michigan College, Student Financial Services, 1701 East Front Street, Traverse City, MI 49686. Please allow time for the payment to arrive prior to payment due date. Credit card payments for tuition, fees, and other charges associated with for-credit courses are only accepted online through NMC Self-Service.


Credit card, debit card and e-check payments can be made through NMC Self-Service from any location where you can access the internet. This includes dedicated computers in the Student Financial Services Office, where you can get assistance with how to pay online, and additional computers in the Tanis Atrium provided for your Self-Service access.

A 2.95% Payment Service Fee (minimum fee $3.00) will be added to all payments made by credit card for NMC tuition, fees and other student account charges related to academic courses. Please see the Payment Service Fee FAQ page for more detailed information.

Payment/Registration Agreement between student and NMC

Paying your NMC charges online

Go to NMC Self-Service (link opens new window) and enter your NMC ID and password. From the Student Billing Menu, you can:

  • View your Account Summary (updated real-time)
  • Enroll in a deferred payment plan
  • View your flight balance
  • Log in to the Student Account Center to:
    • Make a payment directly by:
      • eCheck directly from your checking or savings account (ACH)
      • Credit card: MasterCard, VISA, Discover or American Express (2.95% Payment service fee – minimum $3 fee)
      • Debit card (no convenience fee)
    • Authorize someone else as a user to make a payment on your account
    • eRefunds: Enroll in direct deposit for refunds into the bank account of your choice
      • Note: You'll receive refunds 3–5 days earlier with direct deposit
    • eDeposit: Make a housing or aviation deposit.
  • and more....

NMC Deferred Payment Plans

Enroll in a deferred payment plan on NMC Self-Service and split your total bill into four monthly payments. A $25 non-refundable fee per semester is required. The first payment is due one month before the semester payment due date. If you adjust your schedule after selecting a plan, contact Student Financial Services and we will update your plan.

Maritime students can enroll in a plan to defer your entire NMC bill until the date specified on the plan setup. There is a $25 fee for this deferment plan.

Consortium Students:

  • Students receiving aid from Ferris State University as consortium students can enroll in a plan to defer your entire NMC bill until the date specified on the plan setup (after FSU financial aid pays.) There is no fee to set up this plan. Remember that you must make payment to NMC with your refund from FSU.
  • Students receiving aid from other colleges/universities can defer payment by completing a Deferment Application.

Students Expecting Financial Aid And Other Third Party Payments

Apply for financial aid and third party payments early to have aid authorized well before payment due date. We must be in receipt of your FAFSA to hold your classes. It can take up to 2 weeks after you complete your FAFSA for NMC to receive it. After you apply, you must follow up by checking your NMC email and Self-Service Financial Aid daily and responding to requests for information. You will be responsible for payment of any balance your aid does not cover. You will not be able to charge books on your account until your aid is in place.

International payments via Flywire

NMC has partnered with Flywire to streamline the tuition payment process for international students, allowing students to pay from any country and any bank, pay in their home currency (in most cases) and save a significant amount of money compared to traditional banks. Students can track payments throughout the transfer process and are notified via email when payment is received by NMC. Learn more about Flywire here.

Drop For Non-payment

YOU are responsible for payment of all charges by the applicable due dates. NMC may drop your classes if you owe a balance after due date. However, there are circumstances where, as a courtesy, we will not drop your classes. YOU must drop any classes that you do not plan to attend. Otherwise, you will be responsible for payment of charges incurred and will receive a grade at the end of the semester. All prior semester balances must be paid before registering.

Enrolling In Direct Deposit

Direct Deposit is the best way to received any refunds from the college.

  • Go to NMC Self-Service (link opens new window) and enter your NMC ID and password.
  • On the student home page click on the Self-Service Main Menu button, located in the middle of the page below the Self-Service heading.
  • Then select the option for Student Billing.
  • Next click on Student Account Center.
  • At the top of the page, click the Refunds Tab.
  • Set up two-factor verification as prompted. Then click the Refunds tab again.
  • Click Set-up Account and enter account and billing information.
  • Finally read the terms of service and click the "I Agree" box and then click continue.

Payment Due Dates

Guide To Self-Service For Student Accounts

Contact Student Financial Services

Pay my bill now

NMC payment portal for parents or others who have been granted access.

Refunds Happen Faster With Direct Deposit!

To view your estimated disbursement date(s), go to My NMC, Self-Service, Financial Aid, Awards, and Award Payment Schedule. Once aid is disbursed into your student account, if there is a credit (or negative) balance, we will provide a refund within 14 days.

Direct Deposit Refunds

To receive your refund as quickly as possible, set up your direct deposit account via eRefunds.

View our direct deposit instructions here.

Non Direct Deposit Refunds

If you do not set up direct deposit, a check will be mailed to the address on record with NMC.

Receiving Your Refunds

Do you need to update your address or phone number? Fill out the PDF form here and return it to the Records Office.

Life Discount

Residents and/or property owners in Grand Traverse County who are at least 62 years of age are eligible for a 20-percent (tuition only) LIFE Discount on NMC academic (for credit) courses. Once registered, ask Enrollment Services at (231) 995-1035 to review and apply the LIFE Discount.