Insurance & Fees

Students registered for six or more contact hours pay a Health Fee that directly supports Student Health Services. Students taking less than six contact hours may elect to pay the Health Fee in the clinic office or Cashier's Office. Therefore, all students have access to Health Services on campus.

Northwestern Michigan College also makes available a Student Accident and Sickness Insurance Plan for students attending NMC. The plan is administered by Student Assurance Services and underwritten by Nationwide Life Insurance Company. Policy information and application is mailed to registered students mid-summer and early fall, or can be accessed through the Student Assurance Services website at

There are no office visit charges to see either the nurse practitioner or the physician. However, we do charge minimal fees for health physicals, routine gynecological exams, some medications and laboratory tests. Every attempt is made to keep these costs to a minimum.

Information on the Affordable Care Act and health insurance marketplace »

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